Presidium
Enterprise Construction Lending Platform
$165B+Portfolio Assets Under Management
25K+Field Inspections Annually
75%Administrative Capacity Gain
Platform Capabilities — Key Modules
Click any module to explore features & lifecycle stage
Why It Matters
Construction Loan Lifecycle
Supported Lending Structures & Asset Classes
Select an asset class to explore associated modules & screenshots
Draw Inspection Workflow About Presidium & CodeFi Solutions
Stage 01 — Pre-Closing
Establish governance before the first draw is submitted.
Lender-defined workflow governance: role-based permission structures, multi-step approval routing, trigger-based correspondence automation, and configurable loan-type checklists — mapped to your institution’s credit policy,
Stage 01 — Pre-Closing
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Plan & Cost Review Summary
Pre-close underwriting & cost due diligence
Why it matters
Independent cost validation with a structured review matrix and formal inspector conclusion — all documented on the loan record before activation. Provides an auditable underwriting baseline that supports regulatory examination and credit committee review.
Project Construction Schedule
Milestone timeline & draw eligibility controls
Why it matters
Phase-by-phase milestone dates from site clearing through Certificate of Occupancy — each milestone gates draw eligibility and triggers inspection scheduling. Replaces unstructured GC-provided timelines with an enforceable, lender-controlled project governance framework.
Loan Document Checklist
Document governance & compliance enforcement
Why it matters
Every loan document tracked through receipt, execution, approval, and expiration — automatically flags missing or expired items and blocks draw advancement until requirements are satisfied. Eliminates manual document chasing and supports clean regulatory examination files.
Document Repository
Centralized, role-based document governance
Why it matters
All construction loan documents centralized in a structured hierarchy by category and draw number — role-controlled access, complete audit log, and a single source of record for examination readiness. Eliminates scattered email attachments and shared-drive workarounds.
Project Exception Rules
Institution-defined risk rule engine
Why it matters
30+ configurable exception rules across insurance, documentation, funding, and financial compliance categories — defined once to your credit policy, enforced automatically on every draw. Exception visibility shifts from reactive problem discovery to proactive risk management.
Project Contacts & Stakeholder Access
Multi-party governance & portal provisioning
Why it matters
All project participants — lenders, borrowers, general contractors, inspectors, and title agents — provisioned with defined roles, structured portal access, and traceable communication. Replaces uncoordinated email threads with accountable, role-based stakeholder governance.
Insurance Coverage Report
Policy verification & pre-disbursement compliance
Why it matters
Builders Risk, Flood, and General Liability coverage tracked with expiration alerts and automated draw flag integration — ensures no disbursement proceeds against an uninsured project. Provides the lender with a verifiable, examination-ready insurance compliance record for every loan in the portfolio.
Pre-Closing Modules
Plan & Cost Review
Independent engineering report analysis, construction cost specification review, and pre-close risk validation.
Budget Configuration
Line-level budget architecture for Commercial, Per-Unit Residential, and Revolving credit structures.
Document Intake & Repository
Hierarchical document architecture with institution-defined intake checklists and role-based access controls.
Risk & Compliance Configuration
Institution-defined exception rules, automated tickler routing, and red flag thresholds configured before first funding.
Policy & Workflow Governance
Lender-defined workflow governance: role-based permissions, multi-step approval routing, and configurable loan-type checklists.
Collateral & Project Setup
Collateral pool configuration for residential inventory, commercial structures, and revolving credit facilities.
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Stage 02 — Loan Tracking & Management
Real-time control across every draw, every project, every risk.
Draw Management
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Lender Operations Dashboard
Centralized draw command center & daily queue
Why it matters
Real-time draw request queue, open ticklers, risk alerts, and one-click workflow routing — giving every loan officer immediate, role-specific situational awareness across their full portfolio at login. Replaces fragmented inboxes and manual checklists with a structured, prioritized work queue.
Process Draw Request
Draw intake, budget reconciliation & funding review
Why it matters
Complete draw processing in a single workspace — budget line-item reconciliation, Sources & Uses validation, completion percentage tracking, and Funding Detail modal all accessible before the draw advances to approval. Eliminates manual spreadsheet reviews and reduces the risk of disbursing against incomplete or over-budget line items.
Draw Request & Field Inspection Record
Inspection-gated draw authorization
Why it matters
Inspector-entered percentage-complete per budget line item links independent field verification directly to draw disbursement eligibility — ensuring the lender never funds ahead of confirmed construction progress. The inspection record becomes part of the permanent, auditable draw file.
Pay Application & Distribution Approval
Multi-authorizer disbursement chain & controls
Why it matters
$145,340 disbursement rendered to recipients with a logged dual-approval chain — each authorizer recorded by role, date, and timestamp. Creates an immutable disbursement authorization record that supports regulatory examination, internal audit review, and dispute resolution.
Budget Transfers & Change Orders
Controlled budget reallocation & Sources & Uses reconciliation
Why it matters
Each budget reallocation flows through a documented change order process — automatically reconciled across Loan Proceeds, institution funds, and Borrower Equity. Prevents unauthorized cost overruns, maintains Sources & Uses integrity, and creates a complete, examination-ready change order audit trail.
Disbursement Review Questionnaire
Pre-disbursement underwriting & compliance gatekeeping
Why it matters
Institution-defined question groups covering loan administration status, change order impacts, and draw checklist compliance — analyst responses logged and attached to every draw. Enforces a repeatable, policy-aligned review process and creates an examination-ready record of pre-disbursement due diligence.
Project Ticklers & Automated Alerts
Proactive risk alerting & deadline management
Why it matters
Automated ticklers generated by system triggers — assigned by role, tracked by due date, and delivered by email to the responsible contact. Proactive deadline management prevents compliance failures, missed inspections, and insurance lapses from escalating into credit events.
Contact Groups & Draw Desk
Structured draw coordination & escalation management
Why it matters
Role-based contact groups for Loan Administration, Credit Approval, and Draw Notification — routing every draw ticket to the correct team automatically. The Draw Desk creates an accountable, traceable escalation workflow that replaces ad-hoc email chains and eliminates communication gaps across the loan team.
Borrower & GC Portals
Borrower Self-Service Portal
24/7 borrower access to real-time project status, outstanding draw requests, document uploads, and lender correspondence — reducing inbound servicing call volume and accelerating the draw cycle through self-directed borrower participation.
General Contractor Portal
Structured GC workspace for pay application submission, lien waiver upload, draw status visibility, and progress documentation — directly integrated with the lender’s draw approval workflow to eliminate manual coordination touchpoints.
Correspondence Automation
Institution-branded form letters generated on-demand or via trigger-based automation — draw disbursement authorizations, compliance certificates, payoff demands, and request-for-funds letters all produced from loan data. Every correspondence logged in the permanent audit record.
Revolving Credit & LOC Management
Automated collateral pool tracking, borrowing base calculations, advance ratio management, and curtailment controls for revolving construction credit facilities — supporting both residential inventory and commercial revolving structures.
Borrower & GC Portals
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Borrower Portal — Project Overview
24/7 borrower self-service & draw transparency
Why it matters
Borrowers access real-time loan balance, available funds, draw history, inspection status, and integrated RAZE inspection scheduling — 24 hours a day, without contacting the lender. Reduces inbound servicing calls, accelerates the draw cycle, and positions the institution as a technology-forward lending partner.
Project Contacts & Portal Provisioning
Role-based multi-party stakeholder governance
Why it matters
Every stakeholder — lenders, administrators, borrowers, general contractors, inspectors, and title agents — provisioned with precisely defined portal access and communication channels. Eliminates role ambiguity, enforces data access controls, and gives leadership clear visibility into who has access to what across the entire project team.
On-Demand Form Letters & Correspondence
Trigger-based correspondence automation
Why it matters
Institution-branded draw disbursement authorizations, compliance certificates, payoff demands, and request-for-funds letters generated on-demand from loan data — in seconds. Each letter is logged to the audit record, reducing manual drafting labor and ensuring policy-aligned, legally defensible correspondence at every stage of the loan lifecycle.
Disbursement Account Setup
Core banking integration & automated payment execution
Why it matters
DDA payment method configured at the borrower record level — draw approval automatically triggers disbursement to the verified account. Eliminates manual wire requests, reduces settlement lag, and creates a seamless connection between the construction lending workflow and the institution’s core banking infrastructure.
Draw Desk & Workflow Management
Role-based escalation & accountability
Why it matters
Draw Desk ticket queues automatically routed to Loan Administration, Credit Approval, or Draw Notification teams based on issue type and role — each team member sees only their relevant, prioritized workflow. Replaces ad-hoc email coordination with structured escalation governance and a complete accountability trail.
Budget & Financial Controls
Budget Reconciliation
Automated Sources & Uses reconciliation at the line-item level prevents over-funding and unauthorized disbursements — real-time budget tracking across all funding participants ensures the lender’s exposure never exceeds approved parameters.
Lien Waiver Management
Automated multi-tier lien waiver collection and compliance tracking — conditional and unconditional waivers managed by sub-supplier per draw. System enforces waiver satisfaction requirements before disbursement is authorized, protecting the lender’s lien priority position.
Insurance Compliance Management
Comprehensive tracking of all project insurance policies — Builders Risk, Flood, and General Liability — with automated expiration alerts and exception rule integration. Coverage verification embedded in the pre-disbursement workflow to ensure no funding proceeds against an uninsured project.
Collateral & Inventory Management
Automated collateral lifecycle management for residential inventory and revolving credit facilities — advance ratio enforcement, unit-level appraised value tracking, minimum release pricing, and curtailment controls all managed within the platform to protect the institution’s collateral position.
Budget & Financial Controls
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Budget Transfers
Sources & Uses reconciliation
Why it matters
8-budget change-order summary with line-item reallocation grid and funding source reconciliation — automated and auditable.
Lien Waivers
Multi-tier waiver enforcement
Why it matters
Conditional and unconditional waivers tracked by sub-supplier per draw — system gates disbursement until all waivers are satisfied.
Insurance Policies
Coverage tracking & compliance
Why it matters
Builders Risk, Flood, and General Liability policies with agent assignment, expiry dates, and exception rule integration.
Appraisals & Collateral Detail
Collateral valuation & lien tracking
Why it matters
Appraisal data with property tax, deed of trust, flood insurance, lease, and financial detail — complete collateral record per project.
Inventory Management
Collateral pool & LOC tracking
Why it matters
Unit inventory with appraised values, advance ratios, lot release prices, and percent complete — automates residential collateral management.
Inventory by $, %, & Count
Commitment & equity calculations
Why it matters
Filtered inventory totals with commitment and equity worksheets — drives borrowing base and curtailment decisions at the portfolio level.
Batch Payments
Disbursement execution & audit trail
Why it matters
Batch with principal, interest, and inspection fee payments — every payment logged with source code and amount for audit and reconciliation.
Exception & Risk Management
Automated Exception Engine
Continuous, automated exception monitoring across the entire portfolio — surfacing insurance lapses, documentation deficiencies, funding discrepancies, and policy deviations before they escalate into credit events or regulatory findings.
Ticklers & Red Flag Alerts
Automated tickler generation and red flag alerting tied to loan lifecycle events, compliance deadlines, and institution-defined policy thresholds — proactive notification routing ensures critical items reach the right team member before deadlines pass.
Action Item & Resolution Tracking
Assign, track, and close outstanding action items across the full loan team with role-based accountability — providing leadership with complete visibility into unresolved exceptions, overdue items, and compliance gaps across the entire construction portfolio.
Exception & Risk Management
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Project Exception Rules
Institution-defined risk rule engine
Why it matters
30+ configurable exception rules across insurance, documentation, funding, and financial compliance — defined to your credit policy and enforced automatically on every draw submission. Transforms exception management from reactive problem discovery to proactive, systematic risk governance across the full construction portfolio.
Draw Flag Report
Portfolio exception audit & administrator accountability
Why it matters
Cross-portfolio draw exception report grouped by administrator — exposing every insurance expiration, funding delinquency, and lien compliance gap with borrower identity, project name, and obligation data. Provides senior management and risk officers with portfolio-wide exception visibility and administrator-level accountability in a single, downloadable report.
Project Ticklers & Alert Management
Proactive risk alerting & compliance deadline governance
Why it matters
Ticklers auto-generated by system trigger events — classified, assigned to the responsible contact, and tracked by due date. Compliance obligations, insurance renewals, inspection deadlines, and funding requirements never fall through the cracks. Proactive alerting shifts the loan team from reactive problem response to systematic risk governance.
Portfolio Dashboard & Institutional Reports
Enterprise portfolio intelligence & risk visibility
Why it matters
Institution-level portfolio view with Collateral Exception Detail, Insurance Expiration tracking, and 20+ downloadable custom reports covering portfolio performance, draw activity, budget compliance, and risk analytics. Gives senior management and credit officers the portfolio intelligence required for proactive decision-making and examination preparedness.
Document Controls & Compliance
Document Controls & Repository
Centralized, role-based document repository with hierarchical folder architecture, version control, and a complete audit log on every access and upload event — providing a single, examination-ready source of record for the entire loan document file.
Waiver & Checklist Compliance
Automated lien waiver tracking and document checklist compliance monitoring — system enforces satisfaction of all waiver and checklist requirements before disbursement is authorized. Protects lender lien priority and eliminates manual compliance tracking across GC, sub-supplier, and institutional document requirements.
Document Controls
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Document Repository
Hierarchical folder filing system
Why it matters
Project documents organized by category and draw number — complete file list with type, size, and status for every document.
Document Checklist
Compliance document tracking
Why it matters
Every required document tracked by receipt, execution, approval, and expiration — enforces completeness at every draw stage.
Document Checklist + Draw Flags
Exception-integrated compliance
Why it matters
Checklist items linked to exception rules — insurance policy expirations surface as draw flags visible to the entire loan team.
Lien Waivers
Multi-tier waiver tracking
Why it matters
Conditional and unconditional waivers tracked for every sub-supplier per draw — system gates disbursement until all waivers are satisfied.
Draw Request Questionnaire
Pre-disbursement compliance review
Why it matters
Structured question groups with analyst notes and responses logged — enforces consistent review and creates an audit-ready record.
Portfolio Reporting & Analytics
Institutional Reporting Suite
20+ institution-customizable reports delivering mission-critical analytics across portfolio, project, and loan levels — covering risk performance, budget compliance, disbursement activity, inspection outcomes, and draw history. All reports downloadable to Excel for integration with institutional reporting workflows.
Role-Based Operational Dashboards
Personalized dashboards configured by user permission level and role — loan officers, administrators, borrowers, and inspectors each access a purpose-built workspace presenting only the data, queues, and workflows relevant to their function within the construction lending process.
Reporting & Analytics
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Portfolio Dashboard & Institutional Reports
Enterprise reporting hub & portfolio risk intelligence
Why it matters
Institution-level portfolio view with Collateral Exception Detail, Insurance Expiration tracking, and 20+ downloadable custom reports — budget performance, draw activity, disbursement history, and risk analytics all in one place. Provides senior management with the portfolio visibility required for proactive credit risk management and clean regulatory examination files.
Lender Operations Dashboard
Daily operational command center & portfolio situational awareness
Why it matters
Role-personalized command center with real-time draw request queue, open ticklers, risk alerts, and one-click workflow routing — giving every loan officer immediate situational awareness at login. Replaces fragmented email inboxes and manual checklists with a structured, prioritized operational hub that drives consistent, efficient loan servicing.
Draw Flag Report
Portfolio exception audit & administrator accountability
Why it matters
Exception audit report across all borrowers and administrators — insurance expirations, funding gaps, and compliance violations grouped by responsible loan officer. Provides senior management and risk committees with clear accountability for every outstanding exception in the portfolio, supporting both internal governance and regulatory examination readiness.
Field Inspection Report
Draw-linked inspection documentation & payment recommendations
Why it matters
Institution-branded, multi-page inspection reports with payment recommendations, site photographs, and budget completion data generated within Presidium and linked to the draw record. Creates a defensible, examination-ready documentation trail connecting independent field verification to every disbursement authorization.
Funding Detail & Financial Summary
Loan-level financial intelligence & exposure management
Why it matters
Complete loan-level financial record — outstanding balance, current lender exposure, approved pay applications, and sources-of-funds detail across all funding participants. Gives credit officers and relationship managers the financial intelligence needed for informed credit risk decisions and accurate portfolio exposure reporting.
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Stage 03 — Audit, Reporting & Compliance
Controlled disbursement. Immutable audit record. Clean close-out.
Audit, Reporting & Compliance Modules
Final Funding
Budget-vs-draw validation at every disbursement — prevents over-funding through payoff.
Approval Workflows
Multi-step approval chains with two-touch controls — role-logged and immutable.
Core Banking & DDA
Draw approvals trigger automated DDA, wire, or cashier check payments — straight-through, 24/7 client access.
JUNK-X-ANCHOR’s core banking infrastructure — draw approvals trigger automated DDA payment execution to borrower-verified accounts. Supports DDA, wire, and cashier’s check disbursement methods with 24/7 client access and straight-through processing.
Audit Trail
Tamper-proof audit log — user, role, timestamp at every action. Examination-ready.
Compliance Reporting
20+ audit-ready reports — portfolio, budget, disbursement, risk analytics. Excel export.
Loan Close-Out
Payoff demands, compliance certificates, and document retention — clean close file.
Stage 03 — Audit, Reporting & Compliance
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Funding Detail & Final Loan Status
Pre-disbursement financial intelligence & exposure review
Why it matters
Full loan financial record — outstanding balance, current lender exposure, approved pay applications, and sources-of-funds breakdown across all funding participants — everything a credit authority needs to make an informed final disbursement decision. Structured for examination readiness with complete transaction history and Sources & Uses accountability.
Pay Application & Distribution Approval
Multi-authorizer disbursement controls & immutable approval record
Why it matters
$145,340 disbursement documented with a multi-authorizer approval chain — every approver’s identity, role, authorization date, and submission timestamp permanently logged. Creates an immutable, legally defensible disbursement record that satisfies bank examiner requirements, internal audit standards, and institutional credit governance policy.
Disbursement Account Setup
Core banking integration & straight-through payment execution
Why it matters
DDA payment credentials configured and verified at the borrower record level — draw approval triggers automated disbursement to the designated Construction Operating Account without manual wire instruction. Straight-through processing reduces settlement lag, eliminates wire errors, and creates an auditable payment trail from authorization through bank execution.
Insurance Compliance Report
Pre-disbursement coverage verification & document completeness
Why it matters
Builders Risk and Flood Insurance policies verified against coverage thresholds alongside a loan document completeness table — all integrated with exception rules that automatically flag lapses before disbursement proceeds. Ensures the institution’s collateral is always insured and provides an examination-ready insurance compliance record for every loan in the portfolio.
Batch Disbursement Processing
Multi-source payment execution & audit trail
Why it matters
$435,590 batch disbursement across 10 transactions — principal, interest, and inspection fee payments categorized by source (DDA, WIRE, CASHIERS) with full borrower and date attribution. Creates an audit-ready, bank-reconcilable disbursement record that supports treasury operations, accounting reconciliation, and regulatory examination needs.
Post-Close Form Letters & Correspondence
On-demand compliance & closing correspondence
Why it matters
Institution-branded payoff demands, compliance certificates, disbursement authorizations, and distribution checks generated on-demand from live loan data — eliminating manual drafting, reducing response time to borrower and regulatory requests, and ensuring every piece of correspondence is policy-aligned, legally defensible, and permanently logged to the loan audit record.
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Standardized Draw Inspection Workflow
Order inspections.
Standardize execution.
A centralized inspection ordering engine that automates assignment, scheduling, and fulfillment across internal teams and external vendors. Integrates directly with Presidium draw administration.
Marketplace Fulfillment
Direct Request
AI-Assisted
Ordering Engine
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Centralized Project Dashboard
Ordering Engine — Active Projects & Inspections
Why it matters
Create the project once and the system handles scheduling, notifications, and tracking automatically. It feels like adding an operations team without adding headcount.
AI-Assisted Ordering & Project Creation
Ordering Engine — Powered by AI
Why it matters
The RAZE AI assistant helps teams create projects, order inspections, and resolve missing details — reducing coordination overhead and manual errors.
Automate Inspection & Reporting Operations
Ordering Engine — No More Emails & Phone Calls
Why it matters
Key parties are notified at every milestone — scheduled, completed, submitted, approved — without manual follow-ups. Inspection availability coordinated automatically by location and scope.
Draw-Triggered Presidium Integration
Ordering Engine — Directly within Presidium
Why it matters
Lenders see inspection status, assigned inspector, and timeline without leaving the Presidium interface. Results delivered back automatically.
60%
Inspection Time Reduced
Automated scheduling and workflow coordination supports faster turnaround across the inspection cycle.
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Workflow Configuration
Inspection workflow setup — including fulfillment model, triggers, and escalation rules — configurable in under one minute.
99%
Manual Errors Eliminated
Automated assignment, scheduling, and notification removes the manual coordination that creates errors and delays.
AI-Assisted Operations
The RAZE AI assistant helps teams create projects, order inspections, and resolve missing details with address auto-completion and workflow-aware recommendations.
Inspector Portal
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One Workspace for Every Inspection, Client & Team
Inspector Portal — Centralized Operations
Why it matters
A live inspection queue helps teams prioritize work by client, status, location, or deadline — in seconds. Updates in real-time via lender API integrations.
Photos, Draw Sheets & One-Click Reports
Inspector Portal — Inspection Workflow
Why it matters
Each inspection lives in one place. Required documentation, client-specific requirements, historical context, and project files stay attached to the job — not scattered across email chains.
Smart Territory Management & Route Planning
Inspector Portal — Visual Workload Management
Why it matters
RAZE visualizes your entire inspection workload. Priority indicators surface jobs by urgency and deadlines so teams know exactly where to go next.
Predictable Payouts & Automated Invoicing
Inspector Portal — Payment & Compliance
Why it matters
Invoices generated automatically from completed work. Payouts processed once work is approved — no manual entry, no chasing approvals. Enterprise-grade security built in.
Centralized Workspace
One workspace for every inspection, client, and team. Manage multiple clients, projects, and field teams — all in one system. Replaces disconnected emails, texts, and file folders.
Photos, Notes & One-Click Reports
Capture and organize field data with automatic geo-tagging and job association. Compile into standardized, client-ready reports in seconds — no manual formatting or rework.
Smart Territory Management
Visual route planning with all assigned inspections on an interactive map. Jobs surface based on urgency, deadlines, or status. Filter by client, project type, or inspector.
Automated Invoicing & Payouts
Fees tracked per job, status visible in real time, payouts processed automatically once work is approved. No manual entry. No chasing approvals. Enterprise-grade security built in.
Mobile App
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Native Mobile Field Capture — iOS & Android
Mobile App — Available on App Store & Google Play
Why it matters
The RAZE mobile app is built for the field. Inspectors capture geo-tagged, time-stamped evidence directly on-site — associated with the correct draw record at the moment of capture.
Structured Inspection Submission Workflow
Mobile App — Receive, Capture, Submit
Why it matters
Every inspection follows the same structured workflow. Photos, notes, and observations captured in sequence — then submitted as a complete, lender-ready record. No back-and-forth required.
Inspection Queue & Real-Time Status
Mobile App — Full Field Visibility
Why it matters
Inspectors see all assigned work, due dates, and status in real time. Lenders and portal users see the same updates simultaneously — no coordination lag, no status calls.
Offline-Ready — Sync on Reconnect
Mobile App — Connectivity Resilience
Why it matters
Field conditions are unpredictable. Offline-ready design means no inspection is delayed or lost due to limited on-site connectivity. Data syncs automatically on reconnect.
Native iOS & Android
Available on App Store and Google Play. Construction progress photos, condition observations, and completion notes captured natively — no third-party apps required.
Geo-Tagged & Time-Stamped
Every photo and observation is automatically geo-tagged and time-stamped at capture — creating verifiable, location-confirmed field evidence associated with the correct draw.
Offline-Ready Field Operation
App supports offline capture when on-site connectivity is limited. Data syncs automatically on reconnect. No inspection delayed or lost due to signal issues.
Standardized Report Generation
Field evidence compiled into standardized, lender-ready inspection reports. One-click generation from completed field submission — delivered to the lender and Presidium automatically.
60%Inspection Time Reduced via Ordering Engine
25,000+Draw Inspections Processed Annually
99%Manual Coordination Errors Eliminated
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Team
Bob Scales
Managing Director
Larry Buckley
Co-Founder
Chien Hsiung
Chief Technical Officer
Rick Blaylock
Director of Corporate Development
Rekha Jadhav
Sr. Application Support Manager
Michele Hawkins
Director of Professional Services
Lauren Jones
National Sales Partner
Cole Bergstrom
Senior Platform Manager
Sean Hawkins
Senior Engineer
Blair Perez
Director of Client Support
Joseph Virtucio
Engineer
Sonia Doo-Kingue
Office Manager
Key Metrics
Proven at scale. Results lenders measure.
Platform performance across $165B+ in construction loan assets — from draw one to final disbursement.
$165B+
Construction Assets Under Management
Across Top 25, Top 50 regional banks & credit unions
1M+
Draw Transactions Processed
Full audit trail on every transaction, every loan
25,000+
Field Inspections per Year
1.1-day average turnaround via RAZE Field Layer
75%
Administrative Capacity Gain
Workflow automation vs. legacy manual operations
Client ROI — Documented Results
Top 50 Regional Bank
$1.05M
Additional interest income in 2024 — from accelerated draw processing and maximized interest earnings
330 inspections / month
Top 25 National Bank
$700K
Administrative savings — $1,100 per project eliminated through workflow automation
Straight-through draw processing
Top 25 National Bancorp
76%
Corporate time savings — 7 institutions across 5 states standardized on one platform
Full compliance automation
FinTech Bank — Residential
$280M
Total disbursements managed in 2024 — $1.12M per operating day across active projects
4,006 inspections · 79,173 user actions
Platform Depth
1.1days
Avg. Inspection Turnaround
RAZE field inspections returned and integrated into draw workflow in under 30 hours — nationwide coverage
30+rules
Exception Rule Types
Insurance expiry, payment discrepancies, funding shortfalls, missing docs — continuous monitoring on every active loan
48LPOs
Loan Production Offices Standardized
Single platform eliminated operational inconsistencies across 48 loan production offices at a $43B bancorp
24/7
Straight-Through Processing
DDA-linked draw triggers execute automatically — no manual wire requests, no dual-entry, no settlement lag
20+reports
Compliance Reports On-Demand
Portfolio, budget, disbursement, and risk analytics — exam-ready with Excel export, no manual assembly
100%
Construction Lending Focus
Purpose-built exclusively for CLA — not a generic LOS. No retrofitting. No compromises on workflow or audit.